Velkommen på websiderne af Det Tyske Udenrigsministerie

Opening a blocked account in Germany: Sperrkonto

23.04.2018 - Artikel

One way of proving sufficient financial means to study in Germany is to open a blocked account.

This text is based on information given to and experiences made by the German Embassy Copenhagen at this particular time. We assume no liability whatsoever for the content provided.

If you want to study in Germany you have to submit proof that your financial means are adequate for that purpose. One way of proving sufficient financial means is to open a blocked or limited-withdrawal account (“Sperrkonto”) in Germany, in which you pre-pay a certain amount of money and from which you can only withdraw a fixed amount per month.

Providers

Although technically every bank may grant you a blocked account, at the moment the Embassy knows of three providers in Germany, who currently offer blocked accounts for students:

  • Deutsche Bank
  • Fintiba
  • X-Patrio

The minimum amount to be paid into the account is 720,- Euros per month of your intended period
of stay. If you stay for 5 months, you will need to pre-pay 3.600,- Euros (5 x 720,00,- Euros)  in total.

Deutsche Bank

You can download the necessary application to open a blocked account online.

The next step for you is to book two consecutive appointments ("Unterschriftsbeglaubigungstermine") on the website of the Embassy and bring the following documents to your appointment:

  • the application of the bank (filled out but not yet signed)
  • your passport
  • a copy of you passport’s data sheet (black/white)
  • a copy of the admission letter from the German university
  • evidence of the source of the money you want to transfer (e.g. bank statements)
  • a pre-paid envelope with the address of the bank
  • the fee of approximately 150,- DKK in cash

After your appointment, the German Embassy will send the completed, certified and signed application to the bank. You will receive the information about your bank account directly from the bank. Afterwards, you transfer the required amount to your blocked account and send proof of it to the Embassy.

Fintiba and X-Patrio

You can open a blocked account online via Fintiba.com or X-Patrio.com. You are not required to book an appointment at the Embassy for opening the account. Afterwards, you transfer the required amount to your blocked account and send proof of it to the Embassy.

Iran, Sudan, North Korea and Syria

Citizens from Iran, Sudan, North Korea and Syria may also open a blocked account. However, they are required to apply for a visa first. After being granted a visa the Embassy will issue a confirmation which must be presented to the bank for opening the account.

Tilbage til begyndelsen